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Your everyday spending account

Under $1000

Account limits

Up to $1,000

Interest

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From $40/month

Establishment Fee

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Your everyday spending account

Over $1000

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From $1,000

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A one-off establishment fee may apply.

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All you need is:

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  • Be at least 18 years old.
  • Be an Australian Citizen or Permanent Resident
  • Have a good credit history.
  • Read more about what you need to apply for Zip Pay and Zip Money

Repayments:

  • Choose from weekly, fortnightly or monthly payments to suit your lifestyle
  • Repayments start from $40 a month and are based on your account's credit limit.*

How to use Zip:

  • Choose the account that's right for you.
  • Sign up and get a decision in minutes.
  • Select Zip at checkout.
  • Log into your account to set up your repayment schedule to suit your lifestyle.
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Returns and refunds:

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Fees and interest:

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  • For Zip Money, when the interest free period expires, the annual standard percentage of 19.9% applies.
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