**O.A.C. Subject to terms of the Flexiti cardholder agreement. Minimum purchase may apply, see merchant for details. Equal monthly payments – no interest promos: no interest is payable during the promo period. Purchase amount is to be paid in equal monthly payments of principal plus payment protection insurance premiums, fees, and taxes, if applicable. If any payment is missed, all promo oﬀers on the account may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents), 36.99% and 39.99%. Any balance at the end of the promo period bears interest at the Account AIR. Admin fees from $29.99 – $69.99 apply and will be ﬁnanced with purchase; fee amounts are based on promo term length (not applicable for Quebec residents). Although your administrative fee may be represented as a monthly or annual amount, the fee is due in full if the account is paid off early. Annual fee of $39.99 applies for residents of Quebec. Instant financing is conditional upon ID and on approved credit and valid email address required. Applications may be subject to a secondary, manual review. Promos and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness. Financing provided by Flexiti Financial. B.C. Licence No. 83660. Flexiti, FlexitiCard, Flexiti Network, Live now, pay later, the flexible way to pay and Flexiti Financial are trademarks of Flexiti Financial Inc.