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Zip
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Zip now, pay later.

Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries.

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Nothing to pay today

We pay the store , you get the goods, or the store sends the goods

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Interest free with Zip Pay

Interest free terms available with Zip Money*

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Flexible repayments

Pay us back how you like - weekly, fortnightly or monthly

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Reusable account

A reusable account with a limit that suits your needs

Whatever you want from Lenovo,
there's a Zip for that

Two great ways to help you own it

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Your everyday spending account

Under $1000

Account limits

Up to $1,000

Interest

Interest free, always

Minimum repayments

From $40/month

Establishment Fee

$0

Monthly account fees

$7.95/month (Pay your statement closing balance, in full, by the due date and we'll waive the fee.)

zip logo

Your everyday spending account

Over $1000

Account limits

From $1,000

Interest free period

Up to 6 months interest free*

Minimum repayments

From $40/month or 3% of the outstanding balance (whichever is greater)*

Establishment Fee

A one-off establishment fee may apply.

See here for details

Monthly account fees

$7.95/month (waived if nothing owing)

How can I use Zip at Lenovo?

Want it.

Choose the items you love.

Zip it

Select Zip at the checkout

Own it.

Set your repayments and enjoy your purchase.

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All you need is:

  • A valid email address and mobile number.
  • Be at least 18 years old.
  • Be an Australian Citizen or Permanent Resident
  • Have a good credit history.
  • Read more about what you need to apply for Zip Pay and Zip Money

Repayments:

  • Choose from weekly, fortnightly or monthly payments to suit your lifestyle
  • Repayments start from $40 a month and are based on your account's credit limit.*

How to use Zip:

  • Choose the account that's right for you.
  • Sign up and get a decision in minutes.
  • Select Zip at checkout.
  • Log into your account to set up your repayment schedule to suit your lifestyle.
  • Reuse your account anywhere you see the Zip logo.

Returns and refunds:

  • If your item meets Lenovo's returns policy, the purchase amount will be credited back to your Zip account.

Fees and interest:

  • Zip Pay purchases are interest free, always.
  • For Zip Money, when the interest free period expires, the annual standard percentage of 23.9% applies.
  • Pay your statement closing balance, in full, by the due date and we'll waive the $7.95 monthly Zip Pay fee. The $7.95 monthly account fee for Zip Money is waived if you have nothing owing.
  • If there's nothing owing on your account, there's nothing to pay and no fees.
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