Staying safe while shopping online

The rise of online shopping has paved the way for another development -- the rise of online scams. With people now spending more money online, ne'er-do-wells are looking to exploit unsuspecting shoppers.

Online shopping does not seem to be going away -- nor should it. The reasons for shopping on one's laptop or desktop are abundant. Consumers can often find better bargains, promotions and wider selections on the web. Then there's the not-to-be-ignored convenience of shopping in one's unmentionables.

But there are a few habits people should get into when shopping online. First, consumers should only shop on trusted websites. This may be a site with which they are already familiar or one that features SSL encryption, which is indicated by a URL starting with HTTPS.

Next is privacy. A user should never give unnecessary information, such as a Social Security number, when making an online purchase. A strong password and a privatized internet connection can add further protection.

Finally, common sense goes a long way. If a deal seems too good to be true, it probably is. Shoppers must use their best judgment when buying online.

Mobile technology has added to people's online shopping habits. But whether a deal is performed on a laptop, tablet, smartphone or otherwise, the same level of security is necessary.